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Benefits Programs

Counselling Cover

Living in another country can be tough and sometimes it can help to talk to someone. Our counselling benefit gives you the freedom to choose a counsellor and receive support either face-to-face or virtually.
Counselling Cover
Living in another country can be tough and sometimes it can help to talk to someone. Our counselling benefit gives you the freedom to choose a counsellor and receive support either face-to-face or virtually.
How it works
Step 1
Choose your counsellor
Choose any counsellor and submit your
Pre-approval form at least 5 working days before your appointment.
Step 2
Know what's covered
We cover 50% of your counselling costs, up to $50 per session, for a maximum of 6 sessions.
Step 3
Submit your claim
Sessions are paid upfront and claimed back. Send us your receipts together with the Medical Claim form.
No Claims Rewards
Stay claim-free and save on your insurance.

No Claims Rewards
Stay claim-free and save on your insurance.
For every year in which you have no claims reimbursed, you receive a 10% discount on your annual premium. The discount increases each year, up to a maximum of 50% after five years.
It’s our way of rewarding members who stay healthy and helping keep your insurance costs down.


Counselling Cover

Living in another country can be tough and sometimes it can help to talk to someone. Our counselling benefit gives you the freedom to choose a counsellor and receive support either face-to-face or virtually.
Telehealth
Healthcare, wherever you are.
Get convenient access to licensed doctors from the comfort of your home or wherever you happen to be travelling. There is no cost to you.

Favor Fund

Our Favor Fund gives us the flexibility to help in certain situations where your policy may not provide cover. It’s an extra way we can be there for you when you need a little support.
Favor Fund
Sometimes, things happen that falls outside the terms of your insurance policy.
Our Favor Fund gives us the flexibility to help in certain situations where your policy may not provide cover. It’s an extra way we can be there for you when you need a little support.

Soldo Card
Sometimes, things happen that falls outside the terms of your insurance policy.

Living in another country can be tough and sometimes it can help to talk to someone. Our counselling benefit gives you the freedom to choose a counsellor and receive support either face-to-face or virtually.
Soldo Card
Use our card to pay for treatment instead of your personal credit card.
When you need treatment, we can arrange for approved funds to be loaded directly onto your Soldo card, allowing you to pay your healthcare provider without having to use your personal credit card.
How it works
Step 1
Request pre-approval
Complete the Pre-approval form and send it to pre@yougoinsurance.com We’ll review your request within 5 working days. Once approved, the authorized amount will be loaded directly onto your card.
Step 2
Get your treatment and pay with your mobile
Tell the clinic or hospital, “I’m paying by card.”
Open Apple Wallet or Google Wallet, select your Soldo card and tap your mobile device on the Mastercard terminal.
Step 3
Send us your receipts
Keep copies of your receipts and send them to our team within 2 weeks so we can keep your records up to date.
